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Position: Commercial Product Manager
Department/Group: Commercial
Reporting to: Commercial Director
Location: Crownhill, Milton Keynes/Hybrid Working
Working Hours: Monday – Friday - 8:30 am – 17:30 pm
Snap Finance is a rapidly growing FinTech company focused on digital disruption in the financial services industry. Our proprietary technology platform and decisioning algorithms are changing the face and pace of consumer retail finance, especially for customers traditionally excluded from Point of Sale (PoS) Finance. Snap has a strong, supportive culture and is dedicated to its customers, merchant partners, and team members.
At Snap, we seek a dynamic Commercial Product Manager to spearhead our transformative card program, enhancing point-of-sale financing both in-store and online. This role offers the chance to shape our company's future while advancing your career. You will lead the development of innovative card solutions, manage the end-to-end product lifecycle, and ensure seamless integration across marketing, UX, and customer services. Your efforts will drive Snap’s growth strategy and ensure we meet our sales objectives, all while maintaining a strong focus on customer needs and compliance.
The role and responsibilities include:
- You will be the driving force for the development and advancement of innovative card point of sale financing solutions instore and online for our customers in line with our growth strategy.
- Own the end-to-end product lifecycle which starts with concept delivery and gathering our business and customer requirements
- Work with our internal delivery teams and newly appointed card provider to ensure the product is delivered on time and to the specification.
- Ensure the proposition for customers is developed and embedded within the business taking ownership of all aspects of delivery from marketing, UX, customer services and budget planning and management.
- You will own the budget and ensure the business is tracking against sales objectives and delivery.
- Analyse and interpret incoming data to create future solutions, building out a roadmap in line with our sales objectives.
- Possess a deep understanding of market segments, customer needs, and trend identification.
- Ensure that Snap complies with all legal, compliance and behavioural requirements.
- Impress with a structured approach, clear communication, and the integration of expertise from all areas to develop the best solutions for our retail customers.
- In everything you do, you always have the customer's needs in mind and the right mindset to drive projects, get stuff done, and question things openly.
To be successful in the role of Commercial Product Manager we require the following skills and experience:
- Experience in product management in banking, fintech, or management consulting with projects in the payment or financing field
- Bachelor's or master's degree in economics or business informatics or comparable
- A deep understanding of the credit card business and/or card-based financing solutions. Must have worked in delivering a virtual card/wallet based solutions on both Apple and Google pay.
- Strong experience in vendor and 3rd party management to enhance interchange and card programme revenues, including scheme rebates, marketing contributions, and other 3rd party revenue and cost reduction opportunities.
- You possess strong analytical skills and apply them effectively and purposefully.
- Effective communication and persuasion skills when dealing with interdisciplinary and international stakeholders, as well as C-level management, are second nature to you.
- You independently evaluate market and technology trends and adapt them to Snap
- Someone who wants to transform the way cards can help POS financing in the UK.
- P&L or budget management experience is essential.
As a new family member to Snap, you will receive and have access to a variety of our great benefits, which could include: Healthcare Insurance, 26 days’ annual leave, an additional annual leave scheme, a day off for your birthday, annual leave purchase, pension scheme, cycle2work scheme, discretionary bonus, gym discounts, life assurance, access to our Snap! Perks platform and Free access to our Employee Assistant Programme (EAP). Subject to terms and conditions agreed within the contract.
If you feel as though you meet our requirements and are looking for your next challenge, then simply press ‘APPLY’ and upload your up-to-date CV and cover letter for the position.
Snap Finance is required to comply with UK Government standards when carrying out pre-employment checks for all new starters; this includes a basic criminal record check and a credit check.
Due to the high volume of applications, if you do not hear from us within 15 days then take it that on this occasion you have not been successful.
