Business Unit: Customer Experience
Salary Range: £22,400 - £28,000 per annum
Location: UK Flexible
Get out of your comfort zone. Live a life more Virgin.
We’ve got an opportunity for an enthusiastic and motivated person to join our team as a Financial Crime Investigator. In this role you will undertake Financial Crime Investigations and subsequent required actions through having specialist knowledge and expertise in anti-money laundering, Client Screening, terrorist financing and tax evasion.
What you’ll be doing
Effectively deliver 1st Line Financial Crime activities and processes, within quality and performance objectives, ensuring service delivery which enhances the customer experience and ensures we operate within regulatory requirements.
Complete initial Sanction, PEP and AML investigations including assessment of PEPs against VMUK definition and immediately escalate any potential true matches, providing full information and analysis and outlining the potential impact.
Investigate anti-money laundering transaction monitoring alerts, including performing Know Your Customer and Customer Due Diligence and interrogating financial data to assess the likelihood of financial crime.
Work with the 2nd line Financial Crime team to provide advice and guidance to 1st line colleagues, documenting the guidance to strengthen financial crime controls to prevent future reoccurrence where possible.
Document and escalate new and emerging financial crime trends and system performance in a way that can be communicated to colleagues in 2nd line to ensure ongoing, consistent system improvement.
Effectively identify and escalate suspected money laundering, confirmed PEPs or true sanction matches to Financial Crime Managers.
Reviewing High Risk Jurisdiction referrals including transactional activity and source of wealth/source of funds analysis.
Respond to legal orders and police liaison for all VMUK enquiries and court documents, ensuring compliance to court timeframes. This includes court attendance on behalf of VMUK Plc.
We need you to have
Demonstrated expertise in detailed analysis and the ability to clearly and concisely present investigation findings and insights
Strong experience of working within a financial crime environment
Experience of any AML Prevention, Detection or Investigation system
Track record of working with any Sanction, PEP’s & Transaction Monitoring system
The ability to analyse detailed information and be able to draw sophisticated conclusions and/or recommendations from the facts/data provided
The ability to work autonomously with excellent time management skills
Strong communication and stakeholder management skills
Microsoft Office and Excel knowledge
Red Hot Rewards
Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more
Up to five extra paid well-being days per year
20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt
Market-leading pension
Free private medical cover, income protection and life assurance
Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness
Ability to work anywhere in the UK (where the role allows)
And there's no waiting around, you'll enjoy these benefits from day one.
Feeling insatiably curious about this role? Apply as soon as you can. If we’re lucky to receive a lot of interest, we may close the advert early and would hate you to miss out.
We're all about helping you Live a Life More Virgin, so happy to talk flexible working with you.
Say hello to Virgin Money
We’re making great strides towards achieving our ambition of becoming the UK’s best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we`re a workforce to be reckoned with. We're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We strive to create positive experiences for our millions of customers and our purpose, ‘Making You Happier About Money’, underpins everything we do. We believe in doing banking differently, innovating and working together to make a real difference. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work.
Be yourself at Virgin Money
Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard.
As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team
It’s important to note that there may be occasions where it’s not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants.
Now the legal bit
Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK