Mortgage Underwriter
Teams within the underwriting department: Buy to let, 2nd charge and 1st charge. (Depending on experience, you will be selected for one of these teams)
Location: Watford
Salary: £35k - £45k + Private Health Care + Pension contribution + Death in service + Half Day for Birthdays + Many more...
Key Responsibilities:
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Review and analyse mortgage loan applications and supporting documentation.
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Assess the creditworthiness and financial stability of loan applicants.
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Ensure compliance with company policies, investor guidelines, and regulatory requirements.
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Approve or deny loan applications based on analysis and established criteria.
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Communicate decisions to loan officers and provide detailed explanations for approvals or denials.
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Identify and resolve any discrepancies in documentation or information provided.
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Collaborate with loan officers, processors, and other team members to ensure smooth loan processing.
Qualifications:
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Proven experience as a mortgage underwriter or in a similar role.
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In-depth knowledge of mortgage lending regulations and guidelines.
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Strong analytical skills and attention to detail.
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Excellent communication and interpersonal skills.
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Experience with various types of mortgage products, including BTL, 2nd charge, 1st charge.
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Attention to detail
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