1st Charge Mortgage Underwriter
Location: Watford
Salary: Up to £40,000 + Private Medical & Dental care + Pension Plan + Many more
Role Responsibilities: The overall responsibility of the role is to take ownership of allocated cases from inception to completion.
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Enter and update borrower data in fusion lending platform.
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Ensure all aspects of the loans are recorded accurately on fusion and meet underwriting guidelines.
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Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
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Provide concise and accurate updates to brokers.
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Proactively chase brokers for outstanding requirements.
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Ensure all underwriting is in line with company policy and within regulation.
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Ensure that all cases are underwritten within the groups risk appetite.
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Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
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Maintaining a pipeline of cases, overseeing cases from inception through to completion.
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Maintain broker relationships that are integral to the growth for WOSL.
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All work is to be carried out in accordance with the companies polices and procedures.
Skills:
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Ability to work as part of a team.
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Pass internal competency tests post induction.
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High attention to detail
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Good written and verbal communication skills
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An understanding of FCA regulations
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Experience in underwriting 1st charge mortgage applications