Buy To Let Underwriter
Location: Watford
Salary: Up to £45,000 + Private Health Care + Generous Holiday Entitlement + Many more
Role Responsibilities: The overall responsibility is to underwrite BTL loan applications in accordance with the firms’ lending criteria, policies, and procedures.
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Underwriting and assessing loan documentation, including valuation reports, and requesting additional information from brokers where required, highlighting any concerns.
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Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for
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Proactively manage a pipeline of mortgage applications which will include chasing outstanding information from third parties and providing timely updates to introducers which will help ensure service excellence is maintained.
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Recommending and referring cases to credit committee where credit committee approval required.
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Liasing with introducers, valuers, and solicitors.
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Over seeing cases from inception through to completion.
Skills:
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Pass internal competency tests post induction.
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Attention to detail.
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Ability to work as part of a team.
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Good written and verbal communication skills
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Strong understanding of FCA requirements and regulations
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Experience underwriting mortgage applications