Job Title: Trainee Bridging Finance Underwriter (Will look at Mortgage Underwriters for this role)
Salary: Up to £35,000 + Bonuses + Staff Benefits
Full Time Office Based
Location: Altrincham
Job Summary:
Assist in the underwriting process for bridging finance applications, learning and contributing to risk assessment, documentation review, and communication with stakeholders. This role provides hands-on experience in financial analysis and decision-making under the guidance of seasoned underwriters.
Key Responsibilities:
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Review and analyse loan applications for eligibility and adherence to guidelines.
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Collaborate with senior underwriters to assess borrower financials and collateral.
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Assist in evaluating creditworthiness, identifying risks, and proposing mitigation strategies.
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Examine and verify documentation accuracy and completeness.
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Work with the documentation team to gather necessary information.
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Interact with brokers, clients, and stakeholders for information clarification.
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Contribute to effective communication of underwriting decisions.
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Utilize financial models and analysis tools to assess relevant information.
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Participate in training programs to enhance understanding of bridging finance and underwriting.
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Work collaboratively with departments to ensure smooth underwriting processes.
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Learn and adhere to regulatory requirements and internal policies.
Qualifications and Skills:
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Experience within a lender or broker background acting as an underwriter or case manager.
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Strong analytical, organizational, and communication skills.
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Ability to work collaboratively in a dynamic environment.
Staff Benefits
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33 Days Holiday plus additional 3 half days per annum for Birthday, Work Anniversary and Magic Moment
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Healthcare Cashplan
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Company Incentives
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Teambuilding Activities
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Free Breakfasts
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Employee Family Holiday Scheme