An exciting opportunity for an experienced Mortgage Underwriter to join a leading Mortgage specialist located in Maidstone.
Reporting into the Head of Underwriting you will be joining a driven, committed team sharing exciting opportunities for continued career progression, training and support.
Within this role you will use your underwriting experience (1 year +) to ensure applications are assessed accurately inline with lending compliance and procedures , ensuring full compliance, minimising risk, managing your own pipeline effectively & efficiently to provide the right outcome for each Application.
This is a full-time, office-based position - 4 days in the office and 1 day working from home after probation period.
Role Responsibilities:
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Underwrite Mortgage Applications to high standards, ensuring Lending Criteria is adhered to.
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Monitor CAIS/Credit data for all individual/company Applications.
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Assess Portfolio Landlords ensuring compliant with current regulations and guidelines.
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Effectively, and proactively, manage your own pipeline.
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Take ownership of at times more complicated cases and queries.
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Plan and prioritise allocated workloads against agreed service standards.
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Assess Applications within a prescribed Mandate level and presenting Applications to higher Mandate holders/Credit Committee when applicable.
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Build and maintain effective relationships with colleagues across the business.
Ideally you will bring with you:
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A minimum of 1 years underwriting experience
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A strong understanding of the Mortgage process and a strong knowledge of the Mortgage market.
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Proactive in assessing Applications and communicating with clients and also internally within the business, seeking to exceed customer expectations.
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Supports colleagues with a positive approach, seeking the best outcome.
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Strong analytical skills and logical approach to problem solving, with high attention to detail.
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Strong teamwork, communication, and collaborative skills.
Benefits include:
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25 days holiday plus bank holidays
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Private Health
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Generous Pension contributions
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Death in service benefit
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Supported training and development.
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Free parking
Please apply/get in touch to hear more!
INDCP